Miamians, you’re paying more than Ohio peers for health coverage

 

Doctorsoffice

Here’s our latest working paper—Part II in a series on Miami’s health plans. (The earlier paper focused on gaps in coverage, such as the fact that there’s no limit on out-of-network costs for Miami employees.) In this paper, you’ll find out that

  • Miami employees generally spend more on health insurance coverage than employees at other Ohio public universities and public employees in Ohio overall.
  • Miami employees pay a considerably larger share of the cost of health plan premiums than Ohio public employees overall and Ohio college/university employees.
  • For Miami employees earning $75,000/$125,000, the premiums under both of Miami’s health plans are uniformly the highest. Employees at these salary levels pay hundreds of dollars more per year for individual coverage under both plans and thousands more for family coverage than employees at peer institutions.

Miami employees, generally changes in our benefits (usually reductions, these days) are announced over the summer. Watch your email.


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3 responses to “Miamians, you’re paying more than Ohio peers for health coverage”

  1. Bo Brinkman Avatar
    Bo Brinkman

    I think it is actually a GOOD thing that the highest earners pay higher premiums, so that those less well off can pay less. I would oppose any attempt to remove the progressive fee structure.

    1. Miami AAUP Avatar

      Good point! we would not want a plan that wasn’t progressive. But note that Miami’s lowest earners, compared to the lowest earners elsewhere, are for the most part still paying significantly more for the traditional plan. Overall, at every level Miami employees put a larger portion of our paychecks toward health coverage than our Ohio peers.

    2. David Walsh Avatar
      David Walsh

      I think that we all agree on the desirability of a progressive premium structure. The report tries to get at whether all of us are paying more for our health insurance than we should be. Compared to other Ohio public universities, the answer to that question is clearly yes.

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